A mortgage is one decision inside your whole financial picture. I treat it that way.
I've been in mortgage lending since 1997. Most of my clients come from a friend, a past client, or their financial advisor, and my job is to make sure you understand every option before you choose one. Sometimes that means telling you to wait.
- Licensed in all 50 states
- Capital Bank Home Loans
- Most loans close in 30 days or less
The Mortgage Masterclass
Most people "get a loan." My clients go through three sessions with me and come out understanding exactly how their largest asset works for their family's future. Included for every client, no fee, no obligation.
- 1
The Strategic Discovery
Aligning our goals and your vision
How I work and what to expect from me as your long-term debt manager. Then the questions: your situation, your goals, your concerns, your comfortable budget, and where the house hunt actually stands.
- 2
The Technical Roadmap
Demystifying the mechanics of lending
Your credit report and scores, how your debt-to-income ratio shapes your options, how income and assets get verified, the timeline from application to keys, and what your monthly payment will actually look like.
- 3
The Loan Estimate Masterclass
Every number explained
Exactly what you're paying and, more importantly, why. Closing costs, prepaid items, the mechanics of your specific loan, and a final check that it fits your long-term goals.
Once a client, always a client. After Session 3 I keep monitoring your equity, your value, and the market for you.
More about the MasterclassWhat clients say
He explains everything clearly and in lay person's terms. He took the time to get to know our circumstances and provided genuine advice based on our goals.
Samir GoswamiGoogle review
For 25 years I have referred friends and family to Boris for their mortgage needs. His years of experience have made him adept at identifying and troubleshooting potential closing hurdles.
Karin VanRyckGoogle review
He walks you through everything and explains it so well. You can tell how much he loves what he does and has your best interest in mind.
Cody PhippenGoogle review, first-time buyer
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Let's talk
Thirty minutes on video. No application, no obligation, no cost.